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New Jersey Consumer Protection Lawyers

Common Types of Consumer Fraud

Consumer fraud is defined as purposeful deception during the course of regular business transactions resulting in consumer loss (financial or other). Victims of fraud purchase, invest or lend through companies or individuals that seem legitimate but are deliberately attempting to scam their victims. Fraud can occur in almost any industry, however, some industries are more prone to consumer fraud than others. Common types of fraud include:\

Accountant or Investment Fraud

Investing in stocks is a great way to build one’s financial portfolio. However, shady investors or accountants will deliberately mismanage their client’s finances for their own gain. Types of investment fraud include misrepresenting or omitting financial information, trading without authorization or pushing clients to make unadvisable investments.

Automobile or Car Dealer Fraud

Dishonest car dealers use several methods to scam their customers. A dealer may cover up defects or damage to a vehicle, adjust the speedometer or push customers into purchasing vehicles priced higher than they are worth. Other scam tactics include billing customers for more than agreed upon monthly payments or encouraging customers to sign a loan without disclosing all the terms and conditions. Typically in these cases Lemon Laws are applicable.

Bank Fraud

Some banks operate without federal licenses. These banks attempt to scam money from their customers by posing as legitimate businesses. Prime bank fraud occurs when customers are presented with investment options through banks that do not exist.

Defective Products

Manufacturers who market and misrepresent defective products in order to encourage consumers to purchase said products are guilty of fraud and will be held liable for any damage or loss associated with a defective product.

Home improvement Contractor Fraud

Privately hired contractors commit fraud when they start projects then break contracted agreements when they accept payment for work they do not complete, or when they use a lower quality materials than originally agreed upon. All of these examples would be considered a breach of contract. Contractors who misrepresent their certifications, licensing, insurance or bonding status are also guilty of fraud and can be held accountable for civil and punitive damages.

Identity Theft and Credit Card Fraud

Identity theft, or data breach occurs when someone steals another individual’s personal information for their own financial benefit. Identity thieves will often use their victims’ names, birthdays, addresses and Social Security numbers to apply for credit cards. Victims are left with thousands of dollars in credit card debt associated with their names and poor credit ratings.

Insurance Fraud

Insurance companies commit fraud when they refuse to cover legitimate insurance claims made by their customers. An insurance company that does not issue agreed upon payments after a catastrophe are guilty of fraud and can be taken to court to recoup damages.


This type of fraud occurs via phone calls or over the Internet. Scammers contact individuals directly and pose as someone else such as a bank or government employee. They claim they need an individual’s personal information, then use that information to steal their victims’ identities.

New Jersey Consumer Fraud Lawyers at Eichen Crutchlow Zaslow, LLP Represent Victims of Consumer Fraud

Fraud is committed by individuals, businesses and corporations around the world. If you are a New Jersey resident who is the victim of consumer fraud, review your case with our qualified New Jersey fraud lawyers. At Eichen Crutchlow Zaslow, LLP, we believe that fraud victims shouldn’t have to pay for someone else’s dishonesty. We help clients in filing consumer fraud or class action lawsuits against the guilty parties. Our team will help you hold defrauders accountable for their actions and get you the compensation and justice you deserve. Please call us today at or 1-732-777-0100 or contact us online to schedule your free case review at our offices in Red Bank, Toms River or Edison, New Jersey.

Eichen Crutchlow Zaslow, LLP

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With offices located in Edison, Red Bank and Toms River, the attorneys of Eichen Crutchlow Zaslow, LLP, provide legal representation for clients in communities throughout New Jersey, including Woodbridge, East Brunswick, New Brunswick, Asbury Park, Middletown, Brick, Newark, Elizabeth, Union, Morristown, Somerville, Bridgewater, Chatham, Summit, Westfield and Livingston.

Serving communities throughout Middlesex County, Monmouth County, Ocean County, Union County, Essex County, Somerset County and Mercer County.

Edison Office | 40 Ethel Road | Edison NJ 08817 | Phone: 732-777-0100 | Fax: 732-248-8273 | Edison Law Office

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Red Bank Office | 63 Riverside Avenue | Red Bank, New Jersey 07701 | Phone: 732-777-0100 | Fax: 732-248-8273 | Red Bank Law Office